How To Get Insurance v5

Purpose & how to use: Plain-English overview of why a Town Team needs insurance and how to source it. Use it before holding events, markets, or social activities.
Who it's for: Incorporated and unincorporated Town Teams, especially their committees and event leads.
Key points: Public liability is usually the most important cover, and insurance is essential before events to protect leaders from personal liability. The guide recommends getting several quotes — from Local Community Insurance Services, Community Underwriting (a not-for-profit specialist that may discount for Town Teams), SRG Group and Aon — and reading the fine print carefully. It explicitly notes this isn't formal advice, so a broker should be consulted when in doubt.